Dänemark-Freunde

Hallo
Ich berate gelegentlich Mandanten bei Konflikten mit Versicherungen nach Verkehrsunfällen. Häufig taucht dabei das Problem auf, dass der von der Versicherung eingesetzte Gutachter den Schaden deutlich geringer einschätzt, als es der betroffene Fahrzeughalter wahrnimmt. Gibt es aus Ihrer Sicht Möglichkeiten, wie man objektive, belastbare Bewertungen erhält, ohne gleich in einen juristischen Streit zu geraten? Mich interessiert auch, welche Rolle unabhängige Instanzen in solchen Fällen spielen könnten.

Die Situation, die du beschreibst, ist vielen nicht fremd. Als mir vor drei Jahren jemand die Vorfahrt genommen hat, war ich in genau dieser Lage: Der Versicherungsgutachter schien die Hälfte der Schäden einfach zu ignorieren. Ich war wütend – aber auch ratlos. Dann empfahl mir ein Kollege, selbst ein Schadengutachten anfertigen zu lassen. Das war der Wendepunkt: Auf einmal hatte ich Zahlen, Bilder und Beweise in der Hand.
Das Gespräch mit der Versicherung lief danach auf einer ganz anderen Ebene. Ich glaube, es geht nicht nur um Technik, sondern auch um Augenhöhe.

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